A new â??sucksâ? post
It’s been a while since someone has really pissed me off with an overwhelming sense of â??I don’t really care what you are saying, now where’s my money?â?
But Nationwide Insurance has done it. They suck. Yep. Nationwide Insurance sucks. That should help the search engine placement a bit.
Specifically, the David Stidham Agency of Carrollton, TX sucks. I would make this post about David and his agency in specific, but when I called Nationwide to have my policy changed to another agency, no one ever called back. Ever. So I really have no choice but to assume that suckage is one of Nationwide’s founding principles, and their goal of complete suckage is enshrined in their mission statement.
All that said… I have no reason to believe that my claim will not be paid. Hell, I don’t even have a claim yet. I can’t get them to do anything for me, AND I’M NOT EVEN ASKING THEM TO PAY ME ANYTHING.
I go months, if not years, without talking to my insurance agent. When I have, he’s been short, somewhat rude, and in general radiating a vibe of â??why are you talking to me, you annoy me.â? I went with him when I very first purchased my house because he was the cheapest at the time, and, at the time, that was very important to me. So, let’s set the stage for today’s story… it’s been at least two years since I called this guy about anything. Of course, the draw from my checking account is always serviced promptly.
As you see from the last post, I purchased a new car. I called to have the coverage updated. On Saturday. Tuesday comes, and I still have not heard from anyone. So I call again. At 8:15 am. â??David is not here, he does not get here until 8:30, I’ll have him call you.â?
No one ever calls.
I end up calling the Nationwide 800 number and getting my coverage updated. On Wednesday. During the course of this call, I ask that I be switched to another agent, and that I need to place a homeowner’s claim (my roof is leaking). â??Oh, you can expect a call from your new agent in 1-2 days, and make the homeowner’s claim with them, it’ll give you a chance to work with them.â?
Seemed reasonable.
Except the NEW agent never called. I waited a week.
So today I call the David Stidham agency, which sucks, who represents Nationwide Insurance, who also sucks. Someone actually answered. I could not believe my ears. It wasn’t a machine. I actually teared up. It was a special moment.
â??I need to have someone come out and look at my roof.â?
â??What?â?
Maybe I didn’t speak clearly… â??I need to have someone come out to look at my roof.â?
â??Oh. You have a [number omitted, but it was more than $1K] deductible.â? Yes, this really was the first thing out of her mouth.
â??I’m aware of that. I need someone to come out and look at my roof.â?
â??Oh. Have you had a roofing company out to look at it?â?
â??Uh, no, I figured you guys would want to look at it first.â?
â??If we do, even if the repairs are below the deductible amount, it counts as a claim.â?
â??So?â? Obviously I am clueless.
â??Well, if you claim 3 times in a three year period, we’ll cancel you.â? Yes, this really was what she said, and it really is true that the very first two things she said were:
- This is how much it is going to cost YOU if you do this
- If you have the nerve to actually claim on a policy that you have been paying on for 6 years, and never made a claim before, we’ll cancel you.
â??Ah, so if I actually make a claim, you cancel me. Gotcha. I’ll have a roofing company come out and look, and I’ll call back with more complete information.â?
We proceeded to have a conversation about her (I was speaking to David’s assistant, or secretary, or something, he could not be disturbed. I assume he was in his chamber of solitude with his helmet off, communing with the Emperor or something) not returning calls very promptly, and the fact that she never did transfer my new car onto the account, I had to call the 800 number to do so.
â??I did transfer your car.â?
This is a direct lie. I was on the phone with the woman who did it, via the 800 number, and the assistant (who I’m not naming, and I can’t figure out why) called me with a question about 5 DAYS after I had it done via a phone call. I had verified that my coverage had been updated by reviewing my policy on the website days before.
I got off the phone as soon as possible, to avoid dropping a f-bomb on her from my work desk (I get away with a lot at work, but loudly hurling obscene sexual epithets is probably a bit rough, even for my workplace), and called Phillips Roofing.
In less than 2 minutes they had someone scheduled to come out, tomorrow, and they didn’t even require that I be there.
Maybe I should place a call to Nationwide now, so I can get a call back sometime in July.





